Exhibit B

Exhibit B

Exhibit A Exhibit B Exhibit C

Controlled Foreign Corporation (C.F.C.) "Admin Obligor Model"

  1. Owned 100% by dealer/producer and shares may be distributed flexibly.
  2. Separate individual company formed for the benefit of a single dealer/shareholder.
  3. No exposure outside of risk/business produced by shareholder(s).
  4. Funds available as business is earned and/or performance of risk merits.
  5. Loans available based on earned reserves and risk performance.
  6. No special IRS reporting as administrator stands behind liabilities from "First Dollar of Exposure".
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